I’ve always been fascinated by this idea:
We feel about as much emotional connection to our future selves as we do to a stranger.

That explains a lot, doesn’t it?

It makes saving hard. It makes planning even harder.

This is one of the ideas I explore in Your Money: Reimagining Wealth in 101 Simple Sketches, coming October 21, 2025. It’s sketch #82.

Want to see more from the book?

📩 Just email me: hello@behaviorgap.com Use the subject line Friend of Carl excerpt and I’ll send you 7 of my favorite sketches and essays.

You can pre-order the book now. My recommendation? Order one copy from ​Amazon​ and one from ​your favorite local bookstore​!

Bulk orders (25+ copies): Use code YourMoney5 at checkout here for an additional 5% off the already discounted bulk order pricing.

We held a special book launch conversation on September 30 with New York Times money columnist Ron Lieber. If you missed it live, good news: 🎥 ​You can watch the full recording.
 
We hope it sparks some meaningful conversations for you and those you care about.

And remember... the more clearly we can see our future selves, the more likely we are to make choices today they’ll thank us for.